Woman logs into her bank account after a wild night out — shocked to find herself $50 billion in debt
In fact, the app showed McGivern would receive $50 billion in the year 2099.
Nearly everyone dreams of having billions in their bank account. For Maddie McGivern, this dream turned into reality one night at 2 am when she logged into her bank app and noticed the figure $49,999,999,697.98. The dream, however, quickly turned into a hilarious nightmare when she realized there was a minus sign adjoining this figure. In a June 2021 video posted by her friend Gabe (@gabefloress), she expressed surprise over how she could ever withdraw an amount that she never actually owned. The video has since been watched more than 14 million times.
@gabefloress We went out to the bar and Maddie checked her phone when we got home and she’s -$50 billion dollars in debt #fyppageforyou #fypシ
♬ original sound - gabe
The -$50 billion debt
All this happened when McGivern and her friends, including Gabe, had returned from a night out at a bar. The next morning, she randomly logged into her US-based Chase bank account and noticed she was nearly $50 billion in debt. The footage showed McGivern displaying the screenshot of her bank statement while screaming, "I swear to god it says negative 49 billion — what do I do?" In a follow-up video, likely recorded on the same night, she says, "I am 50 billion dollars in debt — what do you do when you're 50 billion dollars in debt?"
From panic to relief
Worried and confused, McGivern called Chase Bank, only to realize the whole thing was an attention-getting ruse. At first, the bank employee was also confused. In fact, the app showed McGivern would receive $50 billion in the year 2099. But when she visited the bank, she realized it was a system/account error, and not a real debt. "So Chase started this thing, where if you have a problem with your account, it could be so many different things. You need to change the type of account you have, whatever. They started it this weekend which is why you're seeing other people have the same problem. So if you have this problem, give them a call," Newsweek quoted McGivern.
A recurring glitch
According to its official website, Chase Bank has more than 84 million consumers and 7 million small business clients, but this is not the first time a customer has experienced this. In 2016, ABC 7 Eyewitness News reported about a woman from South Suburban Chicago Heights who had a similar experience. A woman named Sheila Henderson said her mother’s account showed a negative balance of $99,999,999,545.90. Her mother had passed away a month ago, and Henderson had been checking her balance to pay some of the funeral expenses when she noticed this, almost had a heart attack. Just like McGivern’s case, her problem was caused by a glitch.
Netizens can't stop laughing
Meanwhile, reacting to Gabe's video, @dukeoneill joked, "So you’re the person who paid my student loans." Similarly, @bryanm.10 shared, "That literally happened to me today, lol. It just means your account is on hold for a reason. Mine was because I had it under a high school savings."
You can follow Gabe (@gabefloress) on TikTok for more lifestyle stories.
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