Aug 21, 2023
By: Abhiram SajaiWith inflation and the cost of living increasing every day, many individuals are looking to make smart financial decisions to increase or supplement their income. The most well-known ones are stocks, bonds, real estate, mutual funds and crypto-currency. While ...
I asked my old job for a raise as I was well underpaid for the work I was doing. They told me how valuable I was, but that they couldn't just raise my pay. So I applied for jobs and was offered a job at a different agency. To get me to stay, my old job su...
Putting my dads life insurance money in a CD. My dad passed in 2019 and we got about $65k each (two sisters and I ) in life insurance. During that time I had a job but, due to my alcoholism I was fighting, I lost it shortly after he passed. I didn’t work due t...
Buying property the moment I could afford the deposit. It seemed like a bad time to buy but I did it anyway. Best thing I ever did financially for sure. u/brooksblues. 2nd this! My husband and I bought our first home when we were engaged. Some thought we w...
Doing my Bachelor's degree at a university where I had a scholarship that covered all my tuition, and moving in with my grandma for a few years during that time. I worked during the summers and part-time during my semesters, and not having any huge expens...
I am American/Canadian and I went to graduate school in France. My 'tuition' (a tax, really) was 250€ a year and the government provided a stipend for students that covered half of my rent. I stuck to a strict budget and had some savings (a meage...
After I received my Ph.D. I was slated to become an assistant professor. Then, a rather odd man asked me out to lunch. He owned a business dealing in commercial AI (my field) and wanted to 'pick my brain' on a few of the contentions in my dissertatio...
I was left mentally scarred from my old job when I asked for a raise. My old boss told me that all the overtime I was working was equivalent to a raise. I eventually got burnt out and was subsequently let go. 3 months into my current job, I asked my boss to ma...
Learning how finances actually work. I think a lot of women (myself included until I accidentally ended up in a personal finance-adjacent job) see personal finance as a douchey bro thing, and depending on what they're talking about or how they're tal...
Buying nonperishable items in bulk/before I need them because they're on sale. Also, got myself out of the 'paycheck to paycheck' life when my bf and I would PUT AWAY extra money in each paycheck. Like, if he'd have $200 extra that isn&...
Stopped pursuing the next stage of my education. I got my undergrad debt-free thanks to family and academic scholarship. I was planning to take out loans to complete the next stage of my education to go into the field I wanted to. Life got in the way and I end...