Financial coach shares a special holiday regulation that'll help people save money and pay off debt

Giving thoughtful gifts is not easy by any means. It requires a lot of emotional and monetary investment. Moreover, if money is an issue then the whole process becomes more complex. If certain people don't receive gifts they feel as if their value is lost, but giving them would have a huge impact on one's pockets. Jade Warshaw (@jadewarshaw) offers a simple solution to people stuck in such predicaments. She asks people to not get caught up in obligations and instead focus on their own finances. She asked people to draw a line and not buy gifts for adults in their lives. Her opinion was that, as adults, they must understand that there are more important priorities than buying gifts in life.

Jade Warshaw and her husband were not always enjoying economically sound conditions. But with the help of Dave Ramsey’s podcast "The Ramsey Show," the couple were able to wipe out almost half a million dollars in debt. This earned her employment at Ramsey Solutions and a regular spot on the podcast. It was during one of those guest stints that she made this suggestion. She was in a conversation with Rachel Cruze, Ramsey’s daughter. The small snippet was so appealing to people that it quickly racked up 1.4 million views.

The video begins with Warshaw exclaiming, "You don't have to buy gifts for adults." She then goes on to explain the reasoning behind this assertion, "They have their own money, their own job; if they want a new blender, they can go buy it." Children need gifts to be able to 'feel the love' but that is not the case for adults, who should have the maturity to understand that gifts have nothing to do with love or respect associated with a particular relationship.

The woman further added, "They do not need you to go buy them slippers like, they can buy their own slippers." Rachel shared her own experience and said that her mother believes in this philosophy, but her mother-in-law goes all out when it comes to giving gifts. Warshaw then questioned Rachel about whether this action impacted her relationship with her mother. Rachel replied in the negative. She still wishes her well on her trip and looks forward to meeting her. A big factor in this decision is that Rachel is doing well and doesn't need anything; therefore, showering her with gifts is a waste of money.

Warshaw's opinion was clear: "If you're getting out of debt and there is an adult in your life, who is mad that you didn't get them a gift, come on." This behavior is straight-up a red flag. However, she does leave room for judgment when it comes to people who are the cream of the crop.

The comments section put forward their opinion regarding this assertion. @rhp1205 commented how the gifts that adults get are also for kids once they have them, "Once you have a kid, you don’t get gifts anymore. Your kids get gifts." @barbeelady74 completely agreed with the suggestion and wrote, "At this age, let’s just visit and laugh. Good food, good wine, good company." @lisanwachukwu1 wrote how these obligations are a burden, "I’d rather not get gifts from adults - I only buy them because people are buying them for me and I feel obligated."